Choosing ETFs for a pension savings or IRP account starts with account rules — what you can buy, risk-asset limits, and withdrawal terms — not the tax deduction.
Monthly-dividend ETFs need more than a distribution-rate comparison — total return, how the payout is generated, and costs matter just as much.
When comparing global-index ETFs, start with the underlying index's country, sector, and volatility profile — not the fund's name.
